www.TAX FREE MONEY. info
Getting the most tax free dollars from your Group and 
Corporate insurance Program
Ken Armstrong 
Insurance & Financial Services
Milton, Ontario 
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 Specifically Designed for the unique requirements of the Trucking Industry
Independent owner operators have the choice to purchase optional insurance from WSIB or purchase private coverage equal to or better than WSIB.  It is recommended that Trucking firms make it mandatory that their owner operators have WSIB or equivalent coverage to limit their own & customer’s liability exposures under Employers Liability, Contingent Employers Liability or Independent Contractors Coverage.   It is recommended that a WSIB   form 1149a  be completed by owner operator & Transport Company to prevent a future WSIB audit.  Having such coverage in place can also improve your fleet auto insurance loss ratios as disability benefits can be paid under the Roadside Edge program vs Ontario Auto Insurance

Also available to Individual Business Owners, Self Employed & Entrepreneur

• $1,000.00 - $4,000.00 per month coverage guaranteed issue *
• First Day, 30 Day or 120 Day waiting period for Injury Benefits
• Illness Coverage with a choice of benefit periods
• Three Year “Regular Occupation” Definition
Long Term Disability (LTD) Benefits payable to age 70
• Business Overhead Benefits up to $4,000 payment 12 month benefit period
• Three Year “Regular Occupation” Definition
• Long Term Disability (LTD) Benefits payable to age 70
• Business Overhead Benefits up to $4,000 payment

  • Responsive Customer Service network & Customer Care

    • Provides coverage for benefits NOT provided by Provincial Health Plans
    • Physician & Surgeon Fees as well as Services of a Registered Nurse & Physiotherapist
    • Wheelchair and Other Therapeutic Equipment
    • Purchase of Crutches, Braces, Casts, Splints, etc.
    • Orthopedic Appliances, Drugs or Medicines

    • 100% Loss of Life & Loss of Use Benefits
    Rehabilitation Benefits
    • Home & Vehicle Modification Benefits

    $5,000,000 OUT OF PROVINCE
    • Covers emergency medical treatment for both Injury and Illness.
    • includes unlimited trips up to 30 consecutive days.

    • If within 30 days of purchase, you can find an individual disability plan with identical benefits at lower cost we will refund your premium!

    Some programs have an overall maximum amount payable for any one claim; this is called an Aggregate Limit. With The Roadside Edge, each benefit is payable separately up to the maximum stated. All benefits are payable in addition to each other, according to the amounts stated on the Benefits Schedule.

    Disability, Accident Emergency Medical and Serious Injury Benefits are underwritten and issued by
    Unum Provident Life and Accident Insurance Company.
    Health and Dental Benefits are provided by Green Shield Canada.
    Life Insurance and  critical Illness Benefits provided by different insurers.